yeah, if you pay through paypal, it will ask you where you want the money to come from, like a debit or credit card. Paypal will transfer the money from you to the seller. If you put money in the paypal account, i would think they would deduct it when you made your next purchase. But as far as what you get charged, you should only have to pay the "buy it now" price or "winning bid" price plus the shipping. Some include shipping insurance, others dont. But its usually only a couple of dollars.
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